Below the capital
How to transform a small business into a cooperative
Transforming a small business into a cooperative can bring numerous benefits, including shared decision-making, improved employee satisfaction, and a more resilient business model. In this article, I’ll walk you through the steps to convert...
A practical guide to starting a business with crowdfunding
Starting a business with crowdfunding has become an increasingly popular option for entrepreneurs looking to bring their ideas to life. By leveraging the power of the internet, you can reach out to a global...
How time banking encourages reciprocity in local communities
Time banking is a fascinating concept that many local communities have embraced to foster reciprocity and mutual aid among their members. In essence, it’s a system where individuals exchange services and skills using units...
How to reinvest profits into community development
Reinvesting profits into community development is not only a socially responsible action but also a strategic investment that can yield significant benefits for a business. This article will provide practical advice, concrete examples, and...
How to reduce dependence on big banks for project financing
In today’s ever-evolving financial landscape, entrepreneurs and project managers are increasingly seeking alternatives to big banks for project financing. Large banks can sometimes be inflexible, slow, and laden with complex requirements. Fortunately, there are...
Best practices for using shared resources in cooperative businesses
Best Practices for Using Shared Resources in Cooperative Businesses Cooperative businesses, or co-ops, are unique in that they are owned and operated by their members. One of the essential aspects of a cooperative is...
The role of green finance in supporting sustainable local economies
In recent years, the importance of sustainable development has become increasingly apparent, and green finance is one of the key mechanisms supporting this transition. Green finance refers to the financing of investments that provide...
How to launch a business without traditional investors
Understanding the New Funding Landscape When the idea of launching a business without traditional investors first came to mind, I realized that the funding landscape has dramatically evolved in recent years. No longer is...
How peer-to-peer lending can support low-capital startups
Starting a new business can be an exhilarating yet daunting endeavor. For low-capital startups, the journey can seem especially challenging given the financial constraints. One emerging tool that has shown great potential in supporting...
How to secure grants for social impact projects
Securing grants for social impact projects can be a challenging but rewarding endeavor. Grants can provide the necessary funding to bring transformative ideas to life and create meaningful change in communities. Here, I’ll share...